Here at Fair for You, we want to help you access affordable and flexible credit that is right for you and your circumstances. That’s why we carry out affordability checks as part of our loan application process. One way of carrying out these affordability checks is by asking to see copies of your bank statements. This allows us to gain an insight into your income and expenditure, which helps us decide whether a loan from us will be affordable for you.
The thought of filling out a loan application can feel a bit like a puzzle sometimes. You may be unsure what questions you’ll have to answer or how the process works. To help take the mystery out of applying for a loan with us, we’ve put together some handy info answering a few of your most frequently asked questions. We’ll have you kicking back with a cuppa in no time!The application process demystified
Applying for a loan or credit can feel like a daunting task. You may not be sure how the process works, whether you’ll be accepted, or the potential impact it could have on your credit score. That’s where a soft credit search can help you make a more informed decision without the added worry. It’s natural to be cautious, and sensible to arm yourself with all the facts before diving in. We’ve put together some answers to help demystify the process and make using our soft search tool a little easier.
It’s International Chocolate Cake Day. Yes, an entire day celebrating the glorious creation that is: chocolate cake. After hours of home schooling, locked up in the house together, what better time to give the kids (and most importantly yourself) a well-deserved treat? Whether you’re short on time or you need some free-from alternatives, we’ve got you covered. Delve into the deliciousness of these 5 heavenly chocolate cake recipes, and feed those guilty pleasures you’ve been yearning for.
Finding yourself juggling your new role as the unplanned teacher and still trying to keep the house in order? With home schooling now in full swing, getting the kids fuelled and focused for the day ahead has become the new challenge. Mix it up this Farmhouse Breakfast Week with some new breakfast treats to fill their bellies with the yummy goodness they need.
Space at a premium post-Christmas? Whether it’s toys stuffed in every corner (with none of the old ones allowed to be donated of course), new kitchen gadgets or clothes busting out of the wardrobe – clutter can add extra stress after a long day spent home-schooling, working, cooking and cleaning.
2020 was incredibly difficult, there’s no getting around that one. Although 2021 has not started on the most positive foot, there’s still that bit of renewed hope in our minds that a new year will mean a fresh start. This little spark of hope is what drives most of us to write that list of dreaded resolutions. Always well-intentioned, but mostly unrealistic when you start getting back into the swing of things: juggling work, kids and general life…
Finding fun activities to keep the kids entertained can be a challenging task at times. We can all relate to the days when being kept inside from the frosty weather meant the beginning of world war 3 for the TV remote, or whose turn it was to play the next game. When it’s chilly outside and you all need a boost, a little sweetness can warm those bellies right up. Who doesn’t love a treat or two during the holidays?
Whether it’s finding the time while the kids are huddled under blankets watching their favourite Christmas films or tucked up in bed worn out from the days’ activities, we all need our downtime. That good old saying of needing to put your feet up springs to mind, and we all need that occasionally, right?
Being able to spend valuable time with the kids is one commodity we all wish we had more of, especially around Christmas. Sadly, sometimes finding fun, affordable and easy activities can be a challenge! So we’ve taken the hard work out by putting together a list of projects you can work on with the little ones over the festive period, all using things you can find around the house and complete in a few simple steps.
✂️✂️✂️ Half term and Halloween will certainly be different this October but that doesn’t mean it can’t still be fun and exciting for the little ones. To help make this autumn half term spooktacular we’ve put together 5 simple and inexpensive craft ideas that you can do with your little ones to keep them entertained.
🎃🎃🎃 This year has not been the most fun but it has pushed us to be creative and come up with new ways of doing things. So let’s gear up for virtual Halloween parties and socially distanced neighbourhood visits! Get the little ones involved and put your creativity to work, while our appliances handle the chores.