Good Payers Club - Terms & Conditions

  1. The “Good Payers Club” is managed and operated by Fair for You Enterprise CIC.
  2. Fair for You’s Good Payers Club is intended to provide customers of Fair for You who are consistently paying in line with their loan agreement further benefits.
  3. Existing customers of Fair for You will be invited to join the Good Payers Club. To be eligible for an invitation to the Good Payers Club existing customers of Fair for You must have made consistent repayments to a loan from Fair for You in line with their loan agreement for at least 6 months, or have fully paid off a loan from Fair for You in line with their loan agreement.
  4. Fair for You, in its sole discretion, reserves the right to decide which customers will be invited to the Good Payers Club and to refuse entry to the Good Payers Club.
  5. All members of the Good Payers Club will receive access to a larger selection of goods to purchase from the retailers with a loan from Fair for You including, but not limited to, electricals.
  6. Further benefits may be accrued by Members of the Good Payers Club with further evidence of good repayments including, but not limited to, a reduction in Interest Rate.
  7. Membership of the Good Payers Club will not affect future loan decisions negatively or positively. Fair for You is a responsible lender and will continue to assess each loan individually based on its lending criteria regardless of Good Payers Club Membership.
  8. Fair for You, in its sole discretion, reserves the right to change or remove any benefits of the Good Payers Club at any time.
  9. Membership of the Good Payers Club is not transferable and is only accessible to the Member invited.
  10. Fair for You, in its sole discretion, reserves the right to remove any Member from the Good Payers Club in the event that the Member misses a repayment of their loan and falls into arrears.
  11. Fair for You, in its sole discretion, reserves the right to make any necessary modifications to the Good Payers Club and these terms at any time.
  12. Fair for You, in its sole discretion, reserves the right to remove the Scheme at any time.
  13. Additional restrictions may apply; void where prohibited by law. These terms are governed by the laws of England and Wales.